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Treesa, great points - appreciate you adding that context bring more awareness, so people know the right questions to be asking. I'll also add - if a carrier requires a cross suits exclusion and no real alternatives (outside of moving to a ...

Do you ask your insurance agent? I love the dog park idea -- can it be fenced off for the dogs? Then Dad and boy play catch without dogs around - I'm imagining an excited dog seeing a ball tossed and thinks it's a game for the dog...and the boy ...

Terry, Ideally, there would not be a cross suits exclusion on your general liability policy (there is not a benefit to the community in having a policy which contains this type of exclusion). The form was originally used to prevent insurers from having ...